Category: Buying A Home

Buying A Home

How To Find A Real Estate Agent You Can Trust

When I was in fourth grade, I had a teacher who had a reputation for being brutal. She had been teaching a long time and certainly knew how to teach, but she wasn’t exactly what you’d call a nice teacher. I remember looking at my friends in the other fourth grade classes, laughing and seemingly having a great time, while my teacher was very strict and demanding and continued to pile on the homework.  Ultimately, we were all learning the same concepts and skills, but the experience was vastly different from one classroom to the next. This is the same

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Buying A Home

Case Study: First-Time Home Buyers in La Quinta

“Buying your first home can be thrilling and overwhelming at the same time. But when you throw in the high stakes and heated competition of the Coachella Valley real estate market, things can get intense. We’ve helped dozens of first-time home buyers navigate the nuances of the Coachella Valley real estate market and attain success. When you approach the process with an open mind, creative solutions, and a strong team like ours to back you up, the process can be not just doable but even fun. Meet Pat and Erica Please note: While the names in this story have been

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Buying A Home

How Do I Know What To Offer On A Home

We have a passion for helping people build wealth through real estate and focus on educating our clients to enable them to make the most thoughtful decisions possible. In this blog, we’re going to talk about how to value a property that you’re considering buying; what to consider when looking at all the automated valuation tools out there; and what other factors should be considered when coming up with an offer price. If you’ve been following the market in the Coachella Valley, you’re probably aware that it’s a very competitive market, with houses often selling for well over the list

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Buying A Home

How To Evaluate A Seller-Provided Disclosure Package

We have a passion for helping people build wealth through real estate, and we understand that the education process is key for successful investments. So in this blog, we’ll walk through some specifics of evaluating a property that you have interest in. Specifically, we’ll talk about what you might find in a seller-provided disclosure packet, and what things you may want to consider regarding the long-term enjoyment and viability of your investment. In markets like the San Francisco Bay Area that are very competitive for buyers, sellers are often providing lots of information about the property upfront to prospective buyers.

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Buying A Home

Home Buying Process

We have a passion for helping people build wealth through real estate, and we understand that the education process is key for successful investments. So in this blog, we’ll walk through the basics of the home buying process, hitting each step of the way from deciding buying a home might be right for you — all the way up to getting the keys to your first home. Some home buyers start their search on accident, while for others it’s a long and thought out decision to make the move. Regardless of if you’re certain about your home buying decision through

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Buying A Home

With Rent Control And High Prices, Is House Hacking Still Realistic?

People ask if house hacking is still a realistic and viable option in the Bay Area given our high price points and continued move towards tenants rights and rent control. We believe wholeheartedly that it is. It may not result in ‘free’ living right away, but we believe it’s far better than the alternative. Our clients who end up in successful house hack situations keep their monthly housing expenses far lower than if they had continued to rent or bought a single family home. Add that to the long term benefits of owning real estate, and these folks are in

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Buying A Home

Do You Need A Real Estate Agent To Buy A Home?

We’re the Joe Dickerson Group at Keller Williams Realty in Oakland, California serving the wider Bay Area. We believe in real estate as one of the best ways to build wealth, and our passion is to help people do just that! After all, the average net worth of a home owner is around a quarter million dollars, while the networth of a lifelong renter is, on average, only five thousand dollars.  So when the time is right, one of the best ways to set yourself up on a path of wealth building is to buy your home. And when that

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Buying A Home

What Should I Look For When Looking At A Listing?

We have a passion for helping people build wealth through real estate, and we know that every house you purchase, whether it’s an investment property or your forever home, is an investment that can help you build wealth for yourself, your family, and your future. But first things first. Let’s talk about the home search, which is the fun part! In this blog, we’ll cover the beginning of your search for potential homes. We’ll discuss the different platforms and tools available to find the perfect home for you . And we’ll also cover what to focus on when looking at

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Buying A Home

How Do I Know How Much I Can Afford?

In this blog, we’re talking about affordability, and outlining how to figure out how much house you can buy. Let me start by saying if you’re looking for a loan for the purchase of a property, a lender is going to be the one to determine exactly what you’ll qualify for. I’ve had many clients want to start the home shopping process before going through the loan application process, and that’s where the concepts discussed in this blog will help. Figuring out how much house you can buy has a lot of variables, but ultimately it comes down to two

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Buying A Home

What Should I Expect To Put Down For A Downpayment?

In this blog, we’re talking about financing, or securing a mortgage for the home or investment you’d like to buy. Specifically, we’re going over downpayments and what you, as a buyer, should expect to put down for a downpayment. There are tons of different loan programs available to all sorts of buyers, and these programs are changing all the time. We can’t possibly cover every possible scenario, but we want to give you a good idea of the basics. I’m sure you’ve heard that 20 percent is the required downpayment amount for a house. And in many cases, that is

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